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CHM Silver
People comfortable with health sharing who want a lower monthly contribution than Gold and can accept more initial financial responsibility.
Major medical protectionEligible medical bills may be shared under CHM guidelines. Silver has a $3,000 qualifying amount per incident or illness. This is not health insurance.
Everyday careIncludes access to CHM virtual primary and urgent care; incident related office visits may be eligible under program guidelines.
Doctors and provider accessMembers arrange care with providers and follow CHM's bill sharing process rather than using an insurance policy network.
PrescriptionsIncident related prescriptions may be eligible under program guidelines. Routine maintenance prescriptions should be checked against current guidelines.
Preexisting conditionsPreexisting conditions are handled under CHM guidelines and may have specific sharing limits or pathways.
Best fitPeople comfortable with health sharing who want a lower monthly contribution than Gold and can accept more initial financial responsibility.
Biggest thing to knowCHM is not insurance. Sharing depends on program guidelines and Silver has a higher qualifying amount than Gold.
Not health insurance
Health sharing is not health insurance. Eligible expenses are handled under membership sharing guidelines.
Where this information came from
Verified Aug 2026
Christian Healthcare Ministries 2026 program pricing
Open source
1 recorded source item
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